The SunTrust Travel Rewards Credit Card is designed for travelers who want to earn valuable rewards while exploring the world. This card lets you earn points on everyday purchases, such as dining and travel expenses, which can later be redeemed for flights, hotel stays, and more. With no foreign transaction fees and a variety of travel benefits, its a great choice for frequent flyers. If youre looking for a card that combines convenience and rewards, this could be the perfect option for you.

Benefits of the SunTrust Travel Rewards Credit Card

• Earn Points on Everyday Purchases: Using the SunTrust Travel Rewards Credit Card, a card holder is awarded points on all the dollars spent. This can range from purchasing food, fuel for your car, and even the coffee you may have had this morning.
• Flexible Redemption Options: The points which are collected with using this card can be exchanged with a great number of travels, for example flight tickets, accommodation services, a car rental and much more. Cash back options are also available if you dont want to select items in the store or you can trade points for gift cards if you wish.
• No Foreign Transaction Fees: For the people who can travel internationally a number of times in a year, SunTrust Travel Rewards Credit Card is ideal. There are no foreign transaction fees, so you do not have to part with extra cash while using your card when abroad.
• Travel Benefits: This card also comes with a variety of travel benefits, such as trip cancellation and interruption insurance, lost luggage reimbursement, and emergency assistance services. These perks can come in handy during unexpected situations while traveling.

Eligibility Requirements:

If you are interested in getting the SunTrust Travel Rewards Credit Card, the minimum credit score youll need should be fair or above. You also have to be a customer with checking, savings, or money market account with SunTrust for you to apply. If you have all these criteria and find yourself in need of a travel rewards card then this might suit you well.

Application Process

To get the SunTrust Travel Rewards Credit Card get in the SunTrust Branch or fill an online application form. You will be required to give some of your personal information such as the name, address and income information. Indeed it is advisable to ensure you have read fully and understood the terms and conditions as you fill the application form.

Considerations Before Applying:

Before applying for any credit card, its important to consider your spending habits and financial goals. While the SunTrust Travel Rewards Credit Card offers great benefits for travelers, it may not be the best fit for everyone. Here are a few things to keep in mind before applying:

• Annual Fee: This card does have an annual fee of $89, so make sure you will be able to earn enough rewards to offset this cost.
• Interest Rates: The SunTrust Travel Rewards Credit Card has a variable APR between 12.99% and 22.99%, depending on your creditworthiness. If you tend to carry a balance on your credit cards, high interest rates can quickly add up.
• SunTrust Relationship Requirement: You must have a SunTrust checking, savings, or money market account in order to apply for this card. If you dont already have one of these accounts, consider whether its worth opening one just for the sake of applying for this credit card.

Who Should Consider This Card?:

The SunTrust Travel Rewards Credit Card is ideal for individuals who travel frequently and want to earn valuable rewards on their everyday purchases. It may also be a good fit for those who already have a SunTrust account and are looking for a card with no foreign transaction fees. If you have fair credit or above and are in the market for a travel rewards card, this could be the right choice for you.

However, if you dont travel often or tend to carry a balance on your credit cards, it may not be the best option. Consider your spending habits and financial goals before making a decision.

Comparison with Competitors:

When it comes to travel rewards credit cards, there are many options available in the market. Some competitors of the SunTrust Travel Rewards Credit Card include:

Chase Sapphire Preferred Card:

This card offers similar benefits to the SunTrust Travel Rewards Credit Card, such as no foreign transaction fees and flexible redemption options. It also has a higher sign-up bonus and a lower annual fee of $95.

Capital One Venture Rewards Credit Card:

The Capital One Venture Rewards Credit Card is another popular travel rewards card that offers a higher earning rate of 2x miles on all purchases. It also comes with a smaller annual fee of $95. However, it does have foreign transaction fees and doesnt offer some of the travel benefits included in the SunTrust card.

Citi Premier Card:

The Citi Premier Card offers a similar earning rate and redemption options as the SunTrust card. It also has no foreign transaction fees and a lower annual fee of $95. However, it doesnt offer some of the travel benefits included in the SunTrust card.

Conclusion:

The SunTrust Travel Rewards Credit Card is an excellent option for frequent travelers looking to earn rewards on everyday spending. With valuable perks and flexible redemption options, it stands out as a compelling choice. That said, its essential to assess your own spending patterns and financial goals before applying. Comparing this card to other travel rewards options on the market can help ensure you find the perfect fit. For those with fair to excellent credit seeking a convenient and rewarding travel card, the SunTrust Travel Rewards Credit Card is well worth considering.